IRS-Recognized Tax Strategies

Cut Payroll Taxes with
Proven Strategies

Two programs. One goal. Help businesses keep more cash while supporting employees.

We connect businesses with specialists who handle the analysis and implementation. No upfront cost to see if you qualify.

See Your Potential Savings

Use our estimators to see how much your business could save through each program.

FICA Savings Program

An employee benefits upgrade that lowers payroll taxes. No out-of-pocket cost to implement.

20 employees

(We can work with businesses with less than 20 full time employees, but this is on a case by case situation)

How it works: Employees receive wellness-style benefits (telehealth, health advocacy, etc.) while employers save on FICA taxes. Average savings: ~$1,120 per employee per year.

Estimated Savings

Per Employee / Year
$1,120
Annual Total Savings
$11,200
5-Year Projected Savings
$56,000

*Estimates based on typical benefit restructuring plans. Actual savings depend on eligibility, plan selection, and implementation.

FICA Tip Credit Recovery

For restaurants and hospitality - recover FICA on reported tips

25 staff members
$

Estimated Recovery

Monthly Credit
$2,727
Annual Savings
$32,724
3-Year Historical Recovery
$101,444

*Calculations are estimates based on IRS Section 45B guidelines. Actual credit depends on individual payroll records.

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Tip Credit Program

Choose the Program That Fits Your Business

FICA Savings Program

An employee benefits upgrade that lowers payroll taxes. Employers save an average of ~$1,120 per W-2 employee per year, employees get added wellness-style benefits, and there is no out-of-pocket cost to implement.

Estimate Savings Per Employee

FICA Tip Credit Recovery

For restaurants and hospitality businesses. Claim a tax credit for employer FICA paid on reported tips, when eligible.

Check Eligibility

Real Savings, Real Compliance

Identify eligibility quickly
Specialists handle the work and documentation
Clear estimates before you move forward
Designed to follow IRS rules and documentation requirements

A Simple Process

We handle the complexity so you can focus on running your business.

01

Answer a Few Questions

Tell us about your business and employees to determine eligibility.

02

Review Your Estimate

We review eligibility and provide a clear savings estimate.

03

Specialists Implement

If you qualify, specialists handle setup and documentation.

04

Track Your Savings

You track results and keep your records organized.

Quick Questions

These are IRS-recognized strategies when applied correctly. Eligibility and documentation matter. The FICA Savings Program uses qualified benefit structures, while the Tip Credit is explicitly defined under IRS Section 45B.
No. Start with a free analysis and estimate. There is no upfront cost to see if you qualify for either program.
It depends on your situation. Most businesses get answers quickly after submitting the basics. Our preliminary analysis usually takes 48-72 hours.
Any business with tipped employees qualifies, including full-service restaurants, bars, nightclubs, hotels, resorts, catering companies, coffee shops, and similar hospitality businesses.
Generally, we can look back and file amended returns for the previous three tax years. This often results in a significant one-time cash recovery for businesses that haven't been claiming their full credit.
Usually no. Implementation may require some coordination with your existing payroll provider, but full system changes are rarely necessary.

Want to See What You Qualify For?