Two programs. No cost to start. No license required. Earn commissions and residual income on every business you refer.
Employee Benefits Program
Tip Credit Program
Business owners pay nothing until they receive savings or a refund. You earn when they earn. Zero risk for everyone.
Each program has its own commission structure. Refer businesses to one or both.
Businesses with 20+ full-time W-2 employees save ~$1,100/employee/year on payroll taxes while employees receive wellness benefits. You earn monthly residuals for as long as the client stays enrolled.
| Level | Per Employee / Month |
|---|---|
| Your Referral (Direct) | $21/mo |
| Level 1 Override | $7/mo |
| Level 2 Override | $3/mo |
Restaurants and hospitality businesses recover an average of $45,000 in IRS refunds from the last 3 years. You earn a percentage of the success fee on every deal.
| Level | Commission Rate |
|---|---|
| Your Deal (Direct) | 25% of fee |
| Level 1 Override | 10% of fee |
| Level 2 Override | 5% of fee |
| Level 3 Override | 3% of fee |
Use the calculators below to see what you could earn through each program.
Earnings Disclaimer: All figures shown are estimates based on averages and are for illustrative purposes only. There is no guarantee that you will achieve these results. Actual earnings depend on individual effort, number of referrals, client eligibility, and program outcomes. Past performance does not guarantee future results.
Monthly residual income per employee, for as long as the client is enrolled.
*Residuals begin 60 days after client go-live. All figures are estimates based on averages and are not guaranteed. Actual earnings depend on individual effort, referral volume, and client eligibility. Results will vary.
One-time commission per deal for restaurants and hospitality businesses.
*Commissions paid after the business receives their IRS refund. Average refund figures are based on typical client data and are not guaranteed. Actual refund amounts and commissions will vary based on individual business circumstances.
Real programs, real savings, real commissions.
No fees, no inventory, no website to build. Sign up as a referral partner for free and start earning immediately.
You don't need insurance, tax, or any professional license to refer businesses. Just connect them to the program.
The Tip Credit (IRS Section 45B) has been on the books for over 30 years. The Employee Benefits Program uses IRS-compliant benefit structures. These aren't going away.
Over 90% of eligible bar and restaurant owners have never taken the Tip Credit. The market is wide open, including your local area.
There's no hard sell. You're telling business owners they might be owed money and it costs nothing to find out. That's an easy phone call.
The Employee Benefits Program pays monthly residuals. The more businesses you enroll, the more your monthly income grows -- even when you take a week off.
Join live weekly Zoom training calls to learn strategies, get your questions answered, and hear from top-performing affiliates. You're never on your own.
Anyone who talks to business owners is a natural fit. These professionals already have the conversations and the trust.
Already advising businesses on taxes and payroll. A natural extension of the services they provide.
Business and tax attorneys regularly interact with business owners who could benefit from both programs.
Talk to restaurant and bar owners every shift. They hear about business challenges firsthand and can make warm introductions.
Understand employee benefits and payroll taxes inside and out. They know which businesses qualify immediately.
Already selling to businesses and building trust. This adds a complementary revenue stream to their existing client base.
Trusted by business owners for financial guidance. Referring clients to tax savings programs is a natural value-add.
Know how to start conversations and close deals. The pitch practically sells itself -- businesses get money back at no upfront cost.
No special background needed. If you know business owners or can walk into a restaurant and start a conversation, you can do this.
The specialists handle all processing, CPA work, and IRS filings. Your job is connecting businesses to the programs.
Register as a referral partner. No cost, no license, no commitment. Get instant access to your back office and referral links.
Talk to business owners you know, or reach out to restaurants and bars in your area. Use your referral link or a simple text message.
Once a business applies, the expert team handles eligibility, calculations, CPA review, and IRS filings. You stay informed through your portal.
When the business starts saving (Benefits) or receives their refund (Tip Credit), your commission is paid. Build your team for override income.
No cost. No license. No risk. Just connect businesses to programs that save them real money.
Employee Benefits Program
Tip Credit Program